Catalog and Department Cards

Free Credit Club Card Free Credit Club Card
• Annual percentage rate for purchases 0%
• $2500 credit limit and no upfront or any fee
• At any time pay off full unpaid balance without penalty or costs
• NO Credit Check or employment verification
• Optional upgrade to $7500 Platinum Credit Line + privileges Credit Manager
• Monthly payment history will be reported to the credit bureau
• Fees for paying late $10
• Minimum monthly payment is $10 or 5% of the balance

USA Platinum Card USA Platinum
• No Credit Checks
• No Interest Charges
• Credit line $7500
• Checking or Savings account required
• Reporting to a credit bureau a $7500 unsecured credit line
*See website for terms and conditions

All American Gold Card All American Gold Card
• No Credit Check, No Interest Charges
• 30 days money back guarantee * on membership fee
• Credit line $6000
• $149.95 1-time application fee
• Minimum monthly payment required is $10 or 5%
• Down payment approximately 20-30% may be required
*See website for terms and conditions


 
USA Universal Titanium USA Universal Titanium
• 0% Annual Percentage Rate APR for Purchases
• Reported to a major credit bureau as an unsecured credit line
• Instant *guaranteed online approval
• Membership in the USA Credit Plan is $149.95
• Initial $7500 credit line
• FREE Credit Limit Increase Available after 6 months of $2500
• Optional ELITE Status Membership
• No credit checks or turndowns
• Apply now and get a $50 gift card or prepaid visa


 
USA Gold Card USA Gold Card
• No Credit Checks
• Credit line $300-$5000
• 0% APR unless you're late
• Reporting to a credit bureau
• $149.95 1-time application fee
*See website for terms and conditions


 
Horizon Gold Credit Card Horizon Gold Card
• Reported to a major credit bureau as an unsecured credit line
• Unlimited access to your Credit Report
• Membership Fee $14.95 a month
• Initial $500 credit limit
• We will not check your credit report !
• Required to have an active debit or credit card in your name
• $20000 in Identity Theft Protection Insurance



Note:
Catalog Cards are unlike traditional credit cards in that they only allow cardholders to make purchases at specific online locations. Generally speaking, everyday purchases cannot be made with this type of card. Catalog Cards may be a good option for those with bad and/or damaged credit, as it is often easier to get approved for a catalog card than a traditional credit card. This type of card may also be useful in re-establishing credit, as most report to major credit bureaus.

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